| Debt help. | Transform debt into wealth. | Debt free calculator. | |||||||
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“If you are going through hell, keep going." Winston Churchill |
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The
Free Lessons |
.
. . this Program is really about teaching you how to get out of debt in
the most effective way and achieving financial abundance and peace in
your life. |
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| With
this strategy, the average household can be completely debt-free, including
paying off their mortgage, in less than 7-9 years. After that, they could
have $1,000, $2,000 or more each month to invest, make purchases, travel,
or to use for an emergency. |
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| This
is not a loan program, a debt consolidation program, or a credit counseling
service. It is a plan
that you can implement right now to pay down your debts in the most effective
way using just your current income and your current
debt payments. The DebtWealthPlan
Calculator can give you amazing information
and will show you the power of compounding. The Calculator
automatically arranges your debts according to the shortest
payoff time and shows you the optimal
way to eliminate all your debts rapidly and save you thousands
in interest. The Calculator
will even show you the
month and year you will be debt-free following the DebtWealthPlan.
You may be surprised at the results. |
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“The
most powerful force in the universe is compound
interest.”
Albert Einstein |
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![]() Mortgage & Loan Calculator |
Up until now, the power of compound interest has been working on behalf of the credit card companies and loan companies. Let's make it work for you. You may wonder how
it can take 30 years to pay off that credit card balance. Would the credit
card company want you to take so long to repay them? |
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"Know
where to find the information and how to use it - That's
the secret of success." |
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Net Worth This plan can increase your net worth from the very first month, so you are actually building real wealth from the beginning. The true measure of wealth is NET WORTH. Net worth is all your assets, such as the value of savings, investments, house, vehicles, furniture minus all your liabilities, such as balances on home loans, car loans, student loans, credit cards. As you pay down your debts on the very first month, you have reduced your liabilities and increased your overall net worth. It may be small the first month, but your net worth went up. Like an avalanche, it will grow and grow and gain momentum. Eventually, you will be adding more to the asset side of the equation, increasing your wealth in a surprisingly short time. Compound interest is now working for YOU! Included with the
DebtWealthPlan
is a Net Worth Calculator
so that you can track your progress. It can also help you stay focused
and motivated. The advertising industry, the merchants, and the credit
card companies are always working very hard to drain you of your hard
earned money and your future earnings. You will no longer fall
victim to the minimum monthly payment trap. You can then purchase with
cash, and you ALWAYS buy things cheaper for cash. |
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"We
can't solve problems by using the same kind of thinking we used when we created them.” Albert Einstein |
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The
DebtWealthPlan
in Action |
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For example, let's assume a household with $60,000 annual income and $149,047 in total debt. The debt includes 2 car loans ($29,322), 2 credit cards ($6,583), a student loan ($7,900), a home equity loan ($9,200), and a home mortgage loan ($96,042). Using the DebtWealthPlan, this family could be completely debt-free, including their home, in just 8 years, 4 months (100 months). They would have saved $74,810 in interest payments. (All this is automatically calculated using the DebtWealthPlan Calculator). It would have taken 26.5 years (318 months) to become debt free without the plan. Then, by investing the newfound monthly cash flow for the additional 218 months (318 months -100 months) at 8% interest, the investment could grow to $967,807. (The DebtWealthPlan Calculator can also calculate the future value of your investment). This may seem surprising or may even seem impossible. But the really amazing thing is that all this was done without any extra payments or any additional income. The plan only utilized the monthly debt payments that this family was already making. What made the difference was a strategy, using the DebtWealthPlan Calculator to prioritize the debt pay-off schedule, and the concept of compounding. If you can find ways to cut expenses and have the ability to make additional extra payments each month, you certainly could accelerate the pay-off of your debts even more. But with this strategy, it is not necessary, and for many of you right now, it may not be possible. For the sake of comparison,
what would happen if you made an additional extra $100 payment each month
using this plan? The family would be debt-free in 7 years, 10 months (94
months) and saved $78,162 in interest. The additional investment would
have 224 months to grow to $1,071,049. The $100 extra payment pays off
the debts 6 months earlier. |
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With
your purchase, you agree to the Disclaimer. |
"Many
of life's failures are people who did not realize how close they were to success when they gave up." Thomas Edison |
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Disclaimer:
The information on this Site, the DebtWealthPlan Strategy, the Calculator,
Spreadsheet, and related information are for illustrative and educational
purposes only. Your financial situation is unique, and we do not guarantee
the results or the applicability of this information, spreadsheet, or
calculator to your situation. Accordingly, before making any final decisions
or implementing any financial strategy, you should obtain additional information
and advice of your accountant and other financial advisors who are fully
aware of your individual circumstances. |
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